Predictabill:
Simplify Your Health Insurance Choices

Unlock the Best Healthcare Plan for Your
Unique Needs

Choose your employer to get started:

What is Predictabill?

Predictabill is an independent and personalized health insurance comparison platform that helps you calculate your healthcare costs. We cut through the jargon and hidden costs to show you which plan actually works best for your life, whether it’s through your job, your spouse’s employer, or the Marketplace. In just minutes, you’ll see side-by-side comparisons tailored to your needs, so you can feel confident you’re making the smartest choice.

How it Works

Quick Questions

Answer a few easy questions about your healthcare needs and requests — generate your personalized dashboard within minutes

Compare Options

Explore beyond the surface — add a spouse’s plan or job offer, filter out plans you don’t want, or simulate growing your family to discover your optimal choice

Expert Guidance

Our algorithm calculates the best option, but you call the shots. Change your mind, ask more, decide differently. You make the final call!

Get Started

Testimonials

Frequently Asked Questions

Does Predictabill cost anything to use?

Predictabill is free when your employer (or your spouse’s employer) covers it as a benefit. If that’s not the case (for example, if you’re between jobs or self-employed), you can pay to use Predictabill.

Will Predictabill ever recommend that I don’t get health insurance?

Only if you can afford to pay for a major medical event entirely out of pocket. In the U.S., that means being prepared for bills that can reach $2 million or more. For example, cancer treatment (something many families experience) can easily reach this level. Unless you have the wealth to cover that kind of unexpected expense, Predictabill will recommend that you stay insured and help you find the most cost-effective coverage.

What if my employer doesn’t cover Predictabill?

You can sign up directly for a fee, or let your HR team know you’d like them to join so you and your coworkers can use it at no cost

What if I don’t have an employer?

You can use Predictabill to compare Marketplace options alone or side-by-side with other options (like a COBRA option).

What if I’m not sure about my future healthcare needs?

That’s normal. You can test different scenarios (like adding a spouse, having a baby, or changing prescriptions) to see how each plan might work in the future.

How long does it take?

Most people generate a personalized dashboard in under 5 minutes. If one of your employers hasn’t joined yet, it may take up to 48 hours to add them.