From overwhelm to confidence:

Andrea DeWerd founded the book marketing agency the future of agency 2½ years ago. Based in Brooklyn, NY, she has one employee and nine contractors working for her.

“I was really unhappy with our healthcare options in 2024 through Gusto.”

Andrea is a skilled marketer, but she’s never run a company. Learning on the job, she leans on Gusto for support with HR and benefits. She chose one of three health plans presented by Gusto for 2024, assuming it was “good enough.” With a chronic illness, Andrea soon realized it wasn’t. A mouthguard that once cost $75 now costs $800. 

Overwhelm and pressure to choose better health coverage for 2025

Andrea dreaded choosing a new health plan for 2025. Her chronic condition meant expenses could balloon to $20,000. She needed coverage for emergency surgeries and ongoing care like physical therapy. She also wanted her employee to have good coverage with lower costs.

Gusto encouraged her to renew her old plans and only gave her 2 options with a tight deadline. 

“I didn’t know what I was looking at. I didn’t know what other information I needed. So that moment of overwhelm was when I turned to Predictabill to help me figure it out.”

Personalized support and a simple visual tool to choose healthcare plans

With Predictabill's one-on-one guidance, Andrea asked for more plans. She received a spreadsheet with 14 options but only had 2 days to make the all-important decision. 

Uploading Gusto's spreadsheet to Predictabill gave her a clear summary of the options. She knew her employee’s health priorities and could quickly remove a few plans. With seven options remaining, she sent them to her employee.
In their individual account, they confidentially entered their expected health needs. Predictabill showed the estimated yearly costs and highlighted the best match in green. They were both thrilled with their choices, getting more coverage with lower costs. 

A new time-saving process to choose cost-effective health plans

Before Predictabill, Andrea had no structured way to compare health plans. She would spend hours scrolling through PDFs to find relevant details. With Predictabill, Andrea and her employee completed the decision-making process in only two hours.

“Using Predictabill was the first time I had a clear plan and knew how to evaluate the healthcare options.”

Gusto also doesn’t provide readily available tools for employees to confidentially assess their healthcare options. Predictabill filled this gap.

Personalized guidance got Andrea more options and boosted her confidence

Andrea valued Predictabill’s one-on-one support. It helped her ask for more plans and understand her options.

“Working with Predictabill helped me learn about healthcare and our health insurance options. It helped me educate my employee about the differences in plans and how to evaluate them.”

She feels confident she made the right decision for 2025 and hopes to save $8,000 to $10,000 as a team. As Andrea grows as a business owner, Predictabill remains a key part of her process. 

“Predictabill reassured me that I made smart financial decisions for our health care this year.”